FinQub for crypto fintechs: compliance evidence for VASPs and exchanges
Crypto-native fintechs and VASPs run more compliance vendors per customer than any other fintech shape: KYC, sanctions, chain analytics, Travel Rule messaging, transaction monitoring, and case management. FinQub is the record all of them feed.
The compliance evidence problem for crypto
A crypto fintech running at scale typically operates seven or more compliance vendors per customer decision: a chain-analytics tool (Chainalysis, TRM, Elliptic), a Travel Rule messaging provider (Notabene, Sumsub Travel Rule), a KYC vendor (Persona, Sumsub), a sanctions vendor (ComplyAdvantage, Refinitiv), a transaction monitoring tool (Verafin, Unit21), a case-management surface (Hummingbird), and typically an internal rulebook that binds them together. Each vendor holds a slice of the story in its own console.
When a supervisor (NYDFS, FinCEN, a sponsor bank, or a state examiner) asks about a specific customer or a specific transfer, the answer is assembled by hand across those seven consoles. A single SAR typically takes multiple hours of evidence reassembly. A Travel Rule audit against six months of transfers becomes a multi-week engineering project. This is the load-bearing constraint on compliance velocity at every crypto fintech at scale.
What FinQub does for a crypto fintech
FinQub is the single source of truth for fintech risk decisions. Every signal a crypto compliance vendor emits about a customer lands on one record per customer: the Chainalysis exposure score, the KYC pass, the sanctions screen, the Travel Rule message status, the wallet risk classification, the TM alert, the analyst override, and the disposition. Each signal is tagged with its source vendor and the version of your rulebook that applied. Exam packets are produced by walking the per-customer chain and signing the export.
Buyers keep every vendor contract. FinQub sits beneath them.
Related reading for crypto fintechs
- Travel Rule compliance for crypto exchanges (VASPs): FinCEN, FATF, EU TFR. What the rule requires and how to keep per-transfer evidence on one record.
- From Chainalysis alert to filed SAR: closing the multi-hour gap. Where the SAR-prep hours go and how one record removes the assembly half.
- NYDFS Part 504 for crypto trusts: building a defensible monitoring record. The annual certification as a query.
- Crypto SAR narrative: what examiners look for. The five Ws with on-chain specifics.
- How to keep a tamper-evident audit trail without inventing one. The three mechanisms that satisfy the bar.
- The single source of truth for fintech risk decisions. The anchor article on where the record sits.
Frequently asked questions
Who does FinQub serve on the crypto side?
Crypto-native exchanges, VASPs (Virtual Asset Service Providers), crypto trusts, stablecoin issuers, and fintechs that touch crypto through embedded rails. Any team subject to BSA/AML, FATF Recommendation 16 (Travel Rule), NYDFS crypto rules, EU MiCA, or equivalent national regimes.
Which crypto compliance vendors integrate with FinQub?
Chain analytics: Chainalysis, TRM Labs, Elliptic. Travel Rule messaging: Notabene, Sumsub Travel Rule, VerifyVASP, TRP protocol implementations. Sanctions and PEP: ComplyAdvantage, Refinitiv (LSEG), Dow Jones Risk Center. KYC for crypto exchanges: Persona, Sumsub, Onfido, Veriff. Case management: Hummingbird, Unit21. FinQub is beneath all of them; buyers keep their existing contracts.
How does FinQub help with a Travel Rule audit?
Every Travel Rule transfer has evidence spread across the Travel Rule messaging provider, the sanctions vendor, the chain-analytics vendor, and the KYC vendor. When an examiner asks about a specific transfer six months later, the answer is currently assembled by hand. On the FinQub record, every signal that touched the transfer (originator/beneficiary data, VASP identification, sanctions screen, wallet exposure, disposition) is on one record and one query returns the full picture.
Every crypto compliance signal on one record per customer. See the Travel Rule article, or book a short walkthrough below.