The record your case work lands on, not another case manager.
Unit21 is a strong fraud, AML, and case-management platform. FinQub is the single source of truth for fintech risk decisions: one record per customer that every vendor signal lands on, plus the dispositions Unit21 produces. Keep Unit21 for investigations, and own the record an examiner queries, including the decisions that never became a case.
Different categories, partial overlap.
Unit21 owns the case. FinQub owns the record the case is built from, including the decisions that never became a case.
Fraud, AML, and case-management platform
No-code rule builder for transaction monitoring, alert triage, and case management with strong investigation tooling. SAR / STR filing workflows. Dashboards and reporting built for analysts and BSA officers. Mature deployments across crypto, neobanks, and payments.
Best for: teams whose primary need is investigation and case management on top of transaction monitoring rules – with a dedicated analyst team that lives in the Unit21 UI.
The record beneath your vendors
One record per customer that every vendor signal lands on, across KYC, KYB, payments, banking, fraud, and sanctions, plus the dispositions Unit21 and your other case tools produce. You keep your vendor accounts. Every decision, override, and policy version stays on the record, queryable and exportable when the examiner asks.
Best for: teams running multi-vendor stacks who want one record beneath every decision, and who want Unit21 to read from, and write dispositions back to, that record.
FinQub vs Unit21
A case-management platform vs the record it sits on, side by side.
| Capability | FinQub | Unit21 |
|---|---|---|
| One record per customer across every vendor | Every signal from every vendor lands on one Subject record. | Holds case and alert data, not every vendor's signal. |
| The decisions that never became a case | The 80 to 94% that never escalate stay on the record. | Case and alert by construction. |
| Signals from tools outside Unit21 | KYC, KYB, sanctions, banking, and payments on one record. | Consumes events for monitoring; not a record across vendors. |
| Signed exam packet on one query | Signed PDF and JSON per customer, on demand. | Case audit history available within Unit21. |
| Point-in-time replay of any past decision | Reconstruct any decision as it stood. | Not in scope. |
| Override capture: who, why, on what authority | First-class on the record. | Captured within case context. |
| Vendor-neutral history | Swap a vendor, keep the record and the audit history. | History tied to the Unit21 case data model. |
| Dispositions written back to the record | Unit21 and other case tools write dispositions to the record. | Produces dispositions inside its own platform. |
| Transaction monitoring and investigation | Through the TM and case vendors you connect, including Unit21. | Core product. Real-time rules and strong investigation tooling. |
| Case-management UI | Workflow-level routing, not a dedicated case UI. | Core product. Alert triage, SAR and STR filing. |
| Market maturity | Design-partner stage. | Series C, established across crypto, neobanks, and payments. |
| Pricing model | Subscription. You keep your own vendor contracts. | Typically per-monitored-event pricing; enterprise contracts. |
Comparison based on publicly documented capabilities of Unit21 as of April 2026. We try to keep this accurate – let us know at hello@finqub.io if something is out of date.
When to pick which
Investigation and case management is the bottleneck
- • You have a dedicated AML / fraud analyst team that lives in a case-management UI all day.
- • SAR and STR filing workflows are central to compliance operations.
- • Transaction monitoring rules and alert triage are the dominant use cases.
- • You want a mature platform with a strong analyst-tooling surface, and you do not need a record across the vendors outside Unit21.
You need one record beneath every vendor, and Unit21 is one tool that reads from it
- • Your stack spans identity, payments, banking, fraud, and sanctions, and no single tool holds the whole picture.
- • You want to keep your vendor accounts. Run Unit21 for cases, Onfido for KYC, Plaid for banking, all landing on one record.
- • You need the decisions that never became a case, the 80 to 94% that close without escalation, on the record an examiner can query.
- • You want every decision exportable as a signed exam packet, with the dispositions Unit21 produces written back to the same record.
Frequently asked questions
Related comparisons
Other vendors we're an alternative to
FinQub orchestrates across fintech's vendor categories. Compare us head-to-head with whichever single-purpose tool you're evaluating.
Stop stitching vendors by hand. Put every decision on one record.
Let's talk about what FinQub looks like on your stack. Which tools you run, where the gaps are, and how one record fills them.